Student Health Insurance

In addition to the Student Health Clinic Services, which provide for outpatient services for students through payment of Fund B, the University has contracted with the Blue Cross Blue Shield of Nebraska Insurance Company to provide accident/illness insurance coverage.   The plan also provides for outpatient surgery and dental coverage.

Participation and Cost

Full-time students:

Undergraduate/professional students who are enrolled full-time (12 or more hours) and Graduate students (9 or more hours) and Graduate Nursing students (6 or more hours) are required to have inpatient (hospitalization) health insurance.  Students may participate in the University-sponsored plan thru the Blue Cross Company, or they may have their own plan through a parent, spouse, employer, or self.  The cost of the Blue Cross Student Insurance Plan is automatically billed each semester on the full-time student’s tuition statement.   Therefore, if students do not wish to participate in the University plan through Blue Cross, they must file a Waiver verifying alternate insurance.  The waiver can be completed on the UNMC student Ascension/Blue Cross Blue Shield website.      

NOTE:  Waivers are able to be completed 25 days before the start of the semester’s classes but MUST BE FILED by the deadline of 14 days following the first day of classes. 

Part-time students:

Students who are enrolled part-time may also enroll in the Blue Cross Insurance Program by contacting the UNMC Student Financial Services Office and must do so within the first two weeks of each semester.  Their office can be reached at 402-559-8086 or by going to Room 2043 in the Student Life Center.  

In order to participate in the Blue Cross Student Insurance program, part-time students must also pay Fund B, which entitles the student to use the outpatient health facilities (Student Health Clinic), located on the Third Level of the Durham Outpatient Center.  It is the responsibility of the part-time student to make arrangements each semester with the Student Financial Services Office in order to be billed for both the student health insurance and Fund B.


The University of Nebraska Medical Center also offers inpatient (hospitalization) insurance (which includes dental coverage within the Plan) to dependents of students thru Blue Cross.  If a student is interested in purchasing a major medical policy for their dependent(s), they may go to the Ascension Insurance Company website to enroll.

The University does offer Student Health Clinic privileges (Fund B) to dependents.  Students may purchase these Clinic privileges for their dependents through Student Financial Services (2nd floor Student Life Center ) or via phone at 402-559-8086. 

Please Note:   Fund B is NOT an insurance plan.

How to file a claim

Claim forms are available under each student’s own account on the Blue Cross website.   

Questions regarding the student insurance plan, procedures for filing claims and/or problems with the claims process may be directed to:

Pat Oberlander
Bennett Hall, Room 6001

Phone:  402-559-7276