Student Health Insurance

In addition to the Student Health/Family Medicine Clinic (located in the Durham Outpatient Center building on the Omaha campus), which provides outpatient services for students through payment of the “Fund B” fee, the University has contracted with the United Healthcare Student Resources Insurance Company to provide accident/illness insurance coverage. The plan also provides for outpatient surgery, dental, and prescription coverage.

For more information contact Student Health Administration at 402-559-5328.

UHCSR Student Health Insurance Website

  1. Locate an in-network provider
  2. Review ER benefits
  3. File a claim online

Participation and Cost

Required Policy:

All domestic and international students who are Undergraduate/Professional Students enrolled in 12 or more credit hours, Undergraduate Nursing Students enrolled in the traditional six-semester program, Graduate Nursing Students enrolled in 6 or more credit hours, Other Graduate Students enrolled in 9 or more credit hours, Doctorate Students enrolled in a PhD program, and MMI Visiting Scholars are automatically enrolled in this insurance plan, unless proof of comparable coverage is furnished.

Voluntary Policy:

All domestic and international students who are Part-time Students not otherwise automatically enrolled in this insurance plan, and Visiting Scholars not otherwise automatically enrolled in this insurance plan are eligible to enroll in this insurance plan.


Students may participate in the University-sponsored plan thru United Healthcare Student Resources, or they may have their own plan through a parent, spouse, employer, or self.    The cost of the United Healthcare Student Insurance is automatically billed each fall and spring semester on the full-time student’s tuition statement/bill.  Therefore, if students do not wish to participate in the University plan through United Healthcare, they must file a Waiver verifying alternate insurance.   The waiver can be completed electronically (once the student is registered for their fall or spring semester classes and their tuition bill is calculated) on the students' UNMC MyRecords system (NU Dashboard) - on the home page.    

Students may refer to this link for the cost of the insurance per semester, as well as the coverage effective date, based on their program:

NOTE:  Waivers can be completed approximately 14 days before the start of the semester’s classes but MUST BE FILED by the deadline of 14 days following the first day of classes. And please note that students who had an approved waiver for the Fall term do not need to submit a waiver for the Spring term.

Students with option to be insured through University-sponsored plan:

Students who are enrolled part-time may also enroll for the particular semester in the United Student Insurance Program by enrolling on the United Healthcare Insurance website and must do so within the first two weeks of each semester at:   Please know that students who lose their current insurance coverage during the semester may enroll in the student insurance plan with written proof of their loss of insurance; please contact Devin Schleicher for further information; she may be reached via phone or email.  


The University of Nebraska Medical Center also offers inpatient (hospitalization) insurance (which includes dental and prescription coverage within the Plan) to dependents of students thru United Healthcare.  If a student is interested in purchasing a major medical policy for their dependent(s), once their own semester coverage is activated, the student may go to the United Healthcare Student Insurance website, to enroll at the beginning of each fall and spring semester.   Please contact Devin Schleicher at 402-559-5328 with any questions.

Please Note:   Fund B is NOT an insurance plan.

How to file a claim

Claim forms are available under each student’s own account on the United Healthcare website.

Important information regarding an instance when a student must see a doctor/clinic after Student Health Clinic hours:   

If at all possible, (for a true emergency only) students should go to the UNMC/Nebraska Medicine Emergency Room (ER); students must call or email the UNMC Student Health Office within 48 hours to get a referral to the ER in order to have the $500 deductible and $300 copay waived (without a referral, if you are admitted as a patient into the hospital from the emergency room, the copay only is waived).     
Note:   Students are encouraged to seek care at an in-network United Urgent Care facility instead of the hospital Emergency Room, as the total charge to thru an in-network Urgent Care is $75;  once the student pays $75, United will typically cover most other Urgent Care expenses at 100%.