For patients utilizing our insurance preauthorization services, the estimated cost of genetic testing after insurance payment may be provided prior to testing. The out of pocket amount provided on the 'cost estimate' cannot be guaranteed. A final determination will be made after all testing is performed and the claim is submitted to insurance. Patients will then receive a bill from the Human Genetics Laboratory / Nebraska Medicine. Information on bill payment methods and phone numbers to the billing office will be provided on that statement.
In some cases, patients do not have insurance coverage or choose not to submit testing through their insurance carrier. In other cases, patients with Medicare find that genetic testing is not a covered benefit. For these situations, patients can pay out of pocket for the cost of testing upfront (pre-pay) or after services have been received (self-pay).
Patients choosing to pre-pay in full at the time of specimen submission will receive customary pricing. Testing will begin once full payment is processed.
- Submit a credit card prepayment form by email (email@example.com) to our billing department to authorize pre-payment by Credit Card, including flexible spending account credit card (Visa, Master Card, Discover and American Express).
Patients who make self-pay arrangements prior to testing will receive customary pricing. This agreement must be in place prior to testing and insurance claims cannot be submitted once the specimen has been processed.
- PATIENTS WITH PRIVATE / MEDICAID / NO INSURANCE:
- Submit a completed and signed Self-Pay Waiver of Services form which informs patients of the expected costs for the specific testing recommended and allows for them to make a financially-informed decision prior to proceeding with testing.
- PATIENTS WITH MEDICARE:
- Submit a completed and signed ABN designating option #2 that states patient is responsible for the payment and charges cannot be appealed if Medicare is not billed.
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