University of Nebraska Medical Center
University of Nebraska Medical Center

Income Reduction Review

An income reduction is relevant for undergraduate students only because graduate and professional students are not eligible for need-based federal aid. The income/tax information plays no role in your eligibility for Direct Unsubsidized/Direct Graduate PLUS loan aid.

The following procedure for income reduction review is as follows:

  • The 2026-2027 FAFSA with valid 2024 Income/Tax Information must be on file in the UNMC Financial Aid Office before requesting the review. Our office will not consider income reduction reviews until a valid FAFSA with 2024 income/asset information is on file.
  • Submit a written request by email to the Office of Financial Aid with the subject line: INCOME REDUCTION REVIEW. Provide a written explanation for the request. Our office will review the request and advise the student and/or parents of the appropriate documentation required for the income reduction review.
The Office of Financial Aid will accept Income Reduction Reviews for the following reasons:

The undergraduate student or parents of a dependent student finalized a divorce in 2024 or 2025 and filed a joint 2024 tax return.

The student/parents must complete the 2026-2027 FAFSA using 2024 US IRS income/tax information from the joint tax return information before a review using 2025 income will be considered. A divorce decree will be required to consider the review. Reviews are not considered for the marital status of SEPARATED.

The parent/parents of an undergraduate dependent student lost a job or had a significant decrease in income for 2025, or the passing of a parent in 2024 or 2025 resulted in significant loss of income.

The student and parent(s) must complete the FAFSA with the 2024 US IRS income/tax information before a review using 2025 income will be considered.

The spouse of an undergraduate student lost a job or had a significant decrease in income in 2025, or the passing of a spouse in 2024 or 2025 resulted in significant loss of income.

The student/spouse must complete the 2026-2027 FAFSA with 2024 US IRS income/tax information before a review using 2025 income will be considered.